Dental Insurance, Payment & Financing

To Our Valued Patients

We have important dental insurance network information to share with you. Please take time to review the attached letter…

The White Street Smiles team believe that every person in Greater Danbury CT should have access to quality dental care.

We work with the top dental insurance companies, accept popular methods of payment, and offer third party flexible financing options, because waiting for a dental problem to resolve itself, can lead to health problems, and ultimately, even more expensive dental treatments down the road.

If payment concerns have caused you to delay, or even avoid proper dental care, we’ll work with you to make your visits more manageable.

Dental Insurance

White Street Smiles is committed to maximizing your insurance benefits and proudly accepts many of the most recognized private insurance plans available in Greater Danbury CT.

Insurance companies have many rules and regulations, and we understand how complex it can be. Our Office Team will work with you to navigate your insurance coverage, and how to apply your benefits to achieve optimum dental and financial health.

Where we can, our staff will call your insurance company to verify benefits, help with filing all necessary papers and even submit claims. We also accept assignment of your benefits, depending on the rules of your insurance company, making it simpler to apply your coverage.

While dental insurance is a great benefit, it’s important that you know the total fee for dental services at White Street Smiles is ultimately your responsibility. We strongly encourage you to contact your dental insurance provider to review your coverage prior to any appointment.


Call the White Street Smiles office in Danbury, CT – 203-743-4670 and let us know how we can help.

Cash, Debit Cards, and Major Credit Cards

White Street Smiles accepts Cash, Debit Cards, and all the Major Credit Cards for dental treatments.


White Street Smiles also accepts CareCredit, a great option for those without dental insurance.

You can use CareCredit at White Street Smiles for services over $1,000 and can be used (by your entire family) for ongoing treatment, without the need to re-apply.

Visit to learn more.

Flexible Spending Account (FSA)

If you have a health plan through your job, you can use a Flexible Spending Account (FSA) to pay for certain out-of-pocket medical expenses, for you, your spouse, and your dependents.

An FSA is a special account into which you contribute pre-tax money. You receive reimbursement for your expenses by submitting a claim to the FSA with proof of your expense.

To learn more about using a Flexible Spending Account, visit, or talk with your employer.

Health Saving Account (HSA)

Similar to an FSA, a Health Savings Account (HSA) allows people with health insurance to set aside money for qualified health care expenses, and the HSA has tax benefits too.

HSA’s are only available to people who have a high-deductible health plan, or HDHP. To qualify for an HSA, this HDHP must be your only health insurance plan, you must not be eligible for Medicare and you cannot be claimed as a dependent on someone else’s tax return. Not all plans with deductibles over these limits qualify for HSAs, so it’s important to check with the insurer before you buy.

Learn more about Health Savings Accounts at

WSS Flexible Financing

Insurance and savings plans don’t cover all the treatments that our patients need, and some patients without insurance or dental savings often can’t afford upfront treatment expenses at all.

To get the care our patients require, White Street Smiles offers WSS Flexible Financing arrangements to eligible patients. Terms may vary and not all patients will qualify. Talk to your dentist prior to treatment

Ready For A White Street Smile?